Best New Brunswick Online Casino 2026 — Ranked Picks for New Brunswick Players
The best online casinos for New Brunswick residents in 2026 — Atlantic Lottery Corporation (ALC) regulatory framework versus offshore tracked operators explained, plus three Canadian-facing operators ranked for the bilingual French/English Acadian market — strongest welcome-bonus value, deepest combined casino-sportsbook with French interface, and Casino Rewards Group MGA+KGC dispute recourse with French support. Verified by our Canadian testing team.
Top picks at a glance
| Attribute | 22Bet Casino | Luxury Casino | Prestige Casino |
|---|---|---|---|
| Welcome | 100% · C$1,500 | 100% · C$1,000 | 200% · C$2,000 |
| Min deposit | C$1 | C$10 | C$20 |
| Payout | ~15m crypto | 2–5d | 0–48h |
| License | Curaçao | MGA | Curaçao |
New Brunswick's online casino landscape has a structurally distinctive feature that affects how Moncton, Saint John, Fredericton, Madawaska, and the Acadian Peninsula residents should think about regulated-versus-offshore options: New Brunswick is Canada's only officially bilingual province, with approximately 30% of residents speaking French at home — a meaningfully larger Francophone share than any other Canadian province outside Quebec. The Atlantic Lottery Corporation (ALC), the Crown corporation jointly owned by the four Atlantic provinces and headquartered in Moncton (the largest Acadian city in the world), operates the only provincially-regulated digital gambling product available to New Brunswick residents through ALC.ca. The platform is bilingual in English and French, but the digital casino-game library is materially smaller than the BCLC PlayNow / OLG / PlayAlberta / Loto-Québec Crown platforms in other provinces. The offshore market is therefore meaningfully more important for Acadian and Anglophone New Brunswickers who want a full online slot library, live-dealer tables, or a competitive welcome bonus — and the picks below explicitly prioritise French-language interface depth and bilingual customer support to fit New Brunswick's Acadian community. The three tracked offshore operators we rank below are the strongest offshore picks available to New Brunswick residents in 2026 across three distinct axes — strongest welcome-bonus value with bilingual support, deepest combined casino-sportsbook with French interface, and Casino Rewards Group MGA+KGC dispute recourse.
Key Takeaways
4 takeaways- ALC.ca (Atlantic Lottery Corporation, headquartered in Moncton — the largest Acadian city in the world) is the only provincially-regulated digital gambling product available to New Brunswick residents — bilingual in English and French, strongest player protection on the regulatory axis (Atlantic-province Crown corporation accountability, segregated funds, Interac-native CAD banking), but the product is anchored on lottery, scratch tickets, Pro-Line, and Insider Bet rather than a mature online casino library on the BCLC PlayNow / OLG / PlayAlberta scale.
- Prestige Casino is the strongest tracked offshore pick for New Brunswick residents on a welcome-bonus value basis — 200% match up to C$2,000 + 200 free spins (double the standard 100% welcome on the market), CAD-native banking, full English and French customer support (a structural fit for the Acadian community concentrated around Moncton, the Acadian Peninsula, and the Madawaska region), and a four-tier VIP club with personalised bonus cycles for returning players.
- 22Bet Casino is the strongest tracked offshore pick for New Brunswick residents on a combined casino-sportsbook platform depth basis with French interface — unified wallet across the largest combined casino + sportsbook on the tracked set, Curaçao licensing plus French-language interface + support (a structural fit for bilingual New Brunswickers), a 3,000-game library across 50+ providers, and the lowest C$1 minimum deposit on the tracked offshore set (a structural fit for recreational New Brunswick players betting on the Moncton Wildcats, Saint John Sea Dogs, and Fredericton Reds from the same wallet).
- Luxury Casino is the strongest tracked offshore pick for New Brunswick residents on a regulatory-recourse basis with French support — Casino Rewards Group parent (operating since 2007) with dual MGA + KGC licensing, French-language customer support, the networked Mega Moolah / Wowpot progressives that have paid C$1B+ lifetime including the C$25.4M Mega Moolah win in 2022, and an 18-year continuous-trading track record under the two most meaningful regulators for Canadian-facing offshore operators.
Our Top Picks
22Bet Casino
100+ Game Providers + Sportsbook- Massive game library — 100+ software providers including Pragmatic Play, NetEnt, and Evolution
- Combined casino and sportsbook with 1,000+ daily betting events
- Low minimum deposit ($1) makes it accessible for all bankrolls
19+ | T&Cs Apply
Play Responsibly
22Bet Casino
100+ Game Providers + Sportsbook- Massive game library — 100+ software providers including Pragmatic Play, NetEnt, and Evolution
- Combined casino and sportsbook with 1,000+ daily betting events
- Low minimum deposit ($1) makes it accessible for all bankrolls
19+ | T&Cs Apply
Play Responsibly
Luxury Casino
C$1,000 over 5 Deposits- C$1,000 welcome package spread across first 5 deposits
- 1,000+ games — largest library in the Casino Rewards family
- Casino Rewards cross-brand VIP network
19+ | T&Cs Apply
Play Responsibly
Luxury Casino
C$1,000 over 5 Deposits- C$1,000 welcome package spread across first 5 deposits
- 1,000+ games — largest library in the Casino Rewards family
- Casino Rewards cross-brand VIP network
19+ | T&Cs Apply
Play Responsibly
Prestige Casino
200% Bonus up to $2,000 — Editor's Pick- 200% match — double the standard 100% welcome bonus
- Up to $2,000 + 200 free spins
- Accepts Canadian dollars (CAD)
19+ | T&Cs Apply
Play Responsibly
Prestige Casino
200% Bonus up to $2,000 — Editor's Pick- 200% match — double the standard 100% welcome bonus
- Up to $2,000 + 200 free spins
- Accepts Canadian dollars (CAD)
19+ | T&Cs Apply
Play Responsibly
Rankings are based on our independent review scores. We may earn a commission if you sign up through our links. Always gamble responsibly. 19+.
The Two Online Casino Categories Available to New Brunswick Residents in 2026#
New Brunswick's online gambling market separates into two operational categories that are structurally different on player protection, library size, and bonus value. Category one, the Atlantic Lottery Corporation (ALC) digital product through ALC.ca — the only provincially-regulated online gambling platform legally available to New Brunswick residents under provincial law. ALC is a Crown corporation jointly owned by the four Atlantic provincial governments (New Brunswick, Nova Scotia, Newfoundland and Labrador, Prince Edward Island), headquartered in Moncton (the largest Acadian city in the world and a structural fit for ALC's bilingual operations), and operating since 1976. The digital product is bilingual in English and French and anchored on lottery (Atlantic 49, Lotto Max, Lotto 6/49, Salsa Bingo, Tag), scratch-ticket purchase, Pro-Line sports betting, Insider Bet, and online bingo — the online casino-game library is materially smaller than BCLC PlayNow's 600 titles or OLG's 1,000+ catalogue, with a curated slot-and-table footprint that does not match the offshore-market depth on game count, provider mix, or bonus structure. The full stack runs inside New Brunswick's provincial regulatory framework via ALC's Crown-corporation accountability — segregated player funds, mandatory responsible-gambling tools, ALC dispute resolution, an ALC-jointly-administered responsible-gambling framework, Interac-native CAD banking, and full KYC under the Atlantic provinces' joint standard. Category two, offshore operators — casinos licensed outside Atlantic-Canada jurisdiction (Curaçao, Kahnawake, Tobique, Anjouan, Malta) that accept New Brunswick residents. New Brunswick does not have an iGaming-equivalent private-market regulator (unlike Ontario's iGaming Ontario framework), so offshore operators serving New Brunswick residents are legally accessible to players but operate outside Atlantic-Canada provincial regulatory frameworks. The three operators we rank below are the strongest offshore picks available to New Brunswick residents on three distinct axes — welcome-bonus value with bilingual support, combined casino-sportsbook platform depth with French interface, and Casino Rewards Group MGA+KGC dispute recourse.
ALC.ca — The Bilingual Atlantic-Wide Crown Corporation Digital Product#
ALC.ca is the Atlantic Lottery Corporation's online platform available to New Brunswick residents and the strongest player-protection option on the market for residents of the province on the regulatory axis. The platform combines online lottery (Atlantic 49, Lotto Max, Lotto 6/49, Salsa Bingo, Tag), online sports betting (Pro-Line, Insider Bet), online bingo, and a curated online casino-game footprint into a single ALC-operated wallet — fully bilingual in English and French to serve New Brunswick's Acadian community (approximately 30% of the population, the largest Francophone share of any Canadian province outside Quebec). Licensing runs under the Atlantic provinces' joint Crown-corporation framework via ALC, which has operated since 1976 as the regulated lottery and gaming Crown for the four Atlantic provinces; dispute resolution runs through ALC's customer care in both official languages and the ALC complaints-and-appeals process for unresolved cases; responsible-gambling tools are mandatory and enforced under the Atlantic-province framework (deposit limits, session-time limits, self-exclusion via ALC's responsible-gambling programme, jointly administered across the four Atlantic provinces); funds are segregated under ALC's Crown corporation accounting; and the full banking stack is CAD-native via Interac, bank draft, and Visa/Mastercard. ALC's headquartered location in Moncton — the largest Acadian city in the world, with French as the daily working language for a substantial share of city residents — is a structural fit for the bilingual operating model, and the customer-support team operates fluently in both English and French during Atlantic-province business hours and beyond. The structural distinction versus BCLC PlayNow / OLG / PlayAlberta is that ALC has historically prioritised lottery and sports-betting product depth over online casino library depth — the casino-game catalogue on ALC.ca is smaller than the BCLC PlayNow or OLG equivalents, with a curated rather than expansive slot library and limited live-dealer table coverage. For New Brunswick residents who prioritise bilingual provincial regulatory protection above casino-game library depth, ALC.ca is the strongest provincially-regulated pick available.
Prestige Casino — Strongest Offshore Pick for New Brunswick on Welcome-Bonus Value with Bilingual Support#
Prestige Casino is the strongest tracked offshore pick for New Brunswick residents on a welcome-bonus value basis. The 200% first-deposit match up to C$2,000 + 200 free spins is double the standard 100% welcome on the Canadian-facing offshore market — a New Brunswick player depositing the C$20 minimum and triggering the full 200% match gets C$60 of immediate play plus 200 free spins, and a New Brunswick player depositing C$1,000 gets C$3,000 of welcome-bundle play before the wagering schedule starts. The wagering requirement is 35x on deposit + bonus (modestly better than the 40x-on-bonus-only structure that dominates the market). The CAD-native banking stack supports Interac e-Transfer, Visa, Mastercard, Skrill, Neteller, Bitcoin, and Ethereum deposits, and the customer-support team operates in both English and French — a structural fit for New Brunswick's Acadian community concentrated around Moncton (Greater Moncton metropolitan area, including Dieppe and Riverview), the Acadian Peninsula (Caraquet, Shippagan, Tracadie), the Madawaska region (Edmundston), and the Saint-Quentin / Kedgwick corridor (combined approximately 235,000 French-speaking New Brunswickers, the largest Acadian community in Atlantic Canada and a structural fit for a bilingual offshore operator). The 3,000-game library and VIP Club with four tiers and personalised bonus cycles add recurring-cycle value beyond the one-time welcome headline. The Curaçao-only licence is lighter than the MGA + KGC framework that Luxury Casino runs, but for New Brunswick players prioritising the largest welcome bundle available against a bilingual CAD-native operator, Prestige is the tracked benchmark.
22Bet Casino — Strongest Offshore Pick for New Brunswick on Combined Platform Depth with French Interface#
22Bet Casino is the strongest tracked offshore pick for New Brunswick residents on a combined casino-sportsbook platform depth basis with French interface support. The platform was originally built as a multi-language sportsbook + casino combo serving European, Asian, and Latin American markets, and the combined-platform proposition is genuinely integrated rather than bolted-on: a single unified wallet services both the sportsbook and the casino, funds transfer instantly between the two sides without a cashier round-trip, and the sports-and-casino bonus programmes run on parallel loyalty schedules. For New Brunswick residents — a province with QMJHL hockey culture (Moncton Wildcats, Saint John Sea Dogs, Acadie-Bathurst Titan), AHL hockey culture (Saint John Marlins legacy), and CFL fandom split between Atlantic Schooners (proposed) and the established Eastern teams — the unified-wallet model is a structural fit because recreational New Brunswick gamblers who split wagering between a Wildcats game on a Friday night and a 15-minute slot session on a Saturday morning get a single wallet, single KYC, single withdrawal process, and single loyalty programme covering both. The full French-language interface + support stack serves New Brunswick's Acadian community as a primary-language operator (not just a French-translation overlay), and the Curaçao licensing is supplemented by a transparent operations history with the operator. The C$1 minimum deposit is the lowest on the tracked offshore set (versus C$10 at Luxury, C$20 at Prestige), a structural fit for recreational New Brunswick players who prefer small-stakes exploration over high-roller welcome chasing. The library runs 3,000+ games across 50+ providers, the welcome package is C$1,500 + 150 free spins across the first four deposits at 50x wagering. For New Brunswick residents optimising for combined platform depth, low-minimum recreational flexibility, and primary-language French interface, 22Bet is the tracked benchmark.
Luxury Casino — Strongest Offshore Pick for New Brunswick on Regulatory Recourse with French Support#
Luxury Casino is the strongest tracked offshore pick for New Brunswick residents on a regulatory-recourse basis with French support. Luxury holds a dual MGA (Malta Gaming Authority) + KGC (Kahnawake Gaming Commission) licence since 2007 — eighteen years of continuous production trading under the two most meaningful regulators for Canadian-facing offshore operators. MGA enforces segregated player funds, financial audits, and binding dispute rulings; KGC enforces compliance standards, runs a functional player-complaints process that issues rulings on operator behaviour, and operates from a First-Nations regulatory framework that is the longest-running offshore regulator in the world (since 1996). The Casino Rewards Group parent operates 30+ sister brands on shared compliance infrastructure, and the networked Mega Moolah / Wowpot progressive jackpots have paid over C$1 billion lifetime — including the C$25.4M Mega Moolah win in 2022, the largest online-slot jackpot ever recorded. The welcome package spreads C$1,000 across five deposits (100% / 50% / 25% / 50% / 100% match tiers); Interac e-Transfer is native for CAD deposits and withdrawals; the library draws from Microgaming / Games Global for slots plus Evolution Gaming for live tables. The customer-support stack operates in English and French to serve bilingual New Brunswick — a structural fit for Acadian residents who want the strongest offshore regulatory framework available combined with native-language dispute-resolution communication. For New Brunswick residents who want the strongest offshore dispute-resolution pathway available with bilingual support to match ALC's bilingual standard, Luxury Casino is the tracked benchmark.
How New Brunswick Residents Should Choose Between ALC.ca and Offshore Operators#
Five structural considerations separate the right pick for each New Brunswick resident, and the right answer is almost always a combination rather than a single operator. Consideration one, regulatory protection plus bilingual support — if the player's use case is high-stakes (weekly deposit volume above C$500, bonus claims above C$1,000, or sustained play at any single operator) AND the player wants bilingual French/English customer support, ALC.ca's Atlantic-province Crown framework with bilingual support is the strongest pick available. If the use case is recreational online casino play (weekly deposit volume under C$200 and bonus claims under C$500), the offshore operator framework is functionally sufficient at the three tracked picks above — and Prestige, 22Bet, and Luxury all carry French-language support. Consideration two, library size and provider depth — ALC.ca runs a curated casino-game footprint anchored on lottery and sports betting; Prestige, 22Bet, and Luxury run 1,000–3,000 games from 30–50+ providers. For New Brunswick players whose interest is specific-provider slots (Pragmatic Play, Play'n GO, Nolimit City, Hacksaw Gaming) that ALC.ca does not stock, the offshore operators are the only practical option. Consideration three, welcome bonus value — ALC.ca does not run a welcome-bonus competition with the offshore market; offshore welcome packages run C$1,000–C$2,000 across the welcome bundle with 35x–50x wagering. For New Brunswick players optimising on welcome-bonus value, Prestige's 200% up-to-C$2,000 headline wins on match percentage, 22Bet's C$1,500 across four deposits is the strongest spread on a low-minimum entry, and Luxury's C$1,000 across five deposits is the strongest under MGA+KGC dual regulation. Consideration four, regulatory recourse for high-stakes incidents — ALC.ca runs through the Atlantic-province Crown framework (binding, player-favouring, enforceable under Atlantic-province law); Luxury runs through MGA and KGC (binding, player-favouring, enforceable inside the respective jurisdictions); Prestige and 22Bet run through Curaçao (variable strength, operator-dependent). For high-stakes New Brunswick players whose single contested withdrawal could matter, ALC.ca and Luxury are the top two picks. Consideration five, French-language depth — ALC.ca is bilingual at the platform level (interface + support); 22Bet is the deepest French-primary offshore operator (interface, support, live-dealer tables from Evolution Gaming's French studio); Prestige and Luxury offer French customer support alongside English-default interfaces. For Acadian residents whose customer-support interactions matter and primary language is French, the natural combination is ALC.ca + 22Bet for deepest French stack.
New Brunswick-Specific Operational Details for Canadian Players#
Six operational details affect New Brunswick residents specifically when choosing an online casino in 2026. One, the legal age threshold in New Brunswick is 19 — confirmed by ALC and enforced at every legitimate offshore operator during KYC. Players 18 and under are excluded from every legal online casino operating in New Brunswick regardless of licensing framework (note the contrast with Manitoba, Alberta, and Quebec where the threshold is 18). Two, Interac e-Transfer is the dominant CAD banking rail across every tracked operator (ALC.ca, Prestige, 22Bet, Luxury, BitStarz, Wild Tokyo, Fastpay, Casino Rewards Group brands) — New Brunswick residents should confirm Interac availability during signup because a small fraction of offshore operators do not support Interac and route CAD deposits through credit-card rails only. Three, New Brunswick's problem-gambling helpline is operated by the New Brunswick Department of Health (1-800-461-1234) and funded jointly by ALC and the provincial government — available to New Brunswick residents 24/7 regardless of which operator the concern is about, with services available in both English and French. Four, New Brunswick tax treatment of gambling winnings is the same as every Canadian province: recreational winnings are not taxable income under CRA rules (Income Tax Folio S3-F9-C1, the windfall doctrine and the IT-334R2 nine-variable test apply to determine professional-versus-recreational status; recreational gambling is non-taxable under federal law and New Brunswick follows the federal treatment). Five, New Brunswick's Acadian bilingual market reality — approximately 30% of New Brunswickers speak French at home (the largest Francophone share of any Canadian province outside Quebec, concentrated around Moncton, the Acadian Peninsula, the Madawaska region, and the Saint-Quentin / Kedgwick corridor). Acadian residents whose primary language is French should prioritise operators with native French-language support: ALC.ca (bilingual platform-level), 22Bet (French-primary interface and support), Prestige (English + French customer support), Luxury (English + French customer support). Six, responsible-gambling tools are mandatory on ALC.ca (deposit limits, session-time limits, self-exclusion via ALC's responsible-gambling framework jointly administered across the four Atlantic provinces) and available voluntarily on the three offshore operators — New Brunswick residents should set deposit limits at offshore operators during the first session because the offshore framework does not mandate them the way ALC's Crown-corporation framework does.
Frequently Asked Questions
5 questionsWhat is the best online casino for New Brunswick residents in 2026?#
ALC.ca operated by the Atlantic Lottery Corporation (headquartered in Moncton, the largest Acadian city in the world) is the only provincially-regulated digital gambling product available to New Brunswick residents and the strongest player-protection option on the market — bilingual in English and French, Atlantic-province Crown corporation accountability, segregated funds, mandatory responsible-gambling tools, and Interac-native CAD banking. The trade-off is that ALC's product is anchored on lottery, scratch tickets, Pro-Line sports betting, and Insider Bet rather than a mature online casino library on the BCLC PlayNow / OLG / PlayAlberta scale. For the broader online casino library and more aggressive bonus value of the offshore market, the three strongest offshore picks for New Brunswick players are Prestige Casino (200% up-to-C$2,000 welcome, CAD-native, English + French support, strongest welcome-bonus value), 22Bet Casino (combined casino + sportsbook unified wallet, French-primary interface, C$1 minimum deposit, deepest combined platform), and Luxury Casino (Casino Rewards Group + MGA+KGC dual regulation since 2007, English + French support, strongest regulatory recourse). The right pick depends on whether you prioritise bilingual provincial regulation (ALC.ca), welcome-bonus headline (Prestige), French-primary combined platform (22Bet), or regulatory recourse (Luxury Casino).
Is online gambling legal in New Brunswick?#
Yes. Online gambling is legal in New Brunswick through ALC.ca, the regulated digital platform operated by the Atlantic Lottery Corporation (ALC) — the Crown corporation jointly owned by the four Atlantic provincial governments (New Brunswick, Nova Scotia, Newfoundland and Labrador, Prince Edward Island) and headquartered in Moncton. ALC has operated since 1976, the digital product is fully bilingual in English and French, and offers lottery, sports betting (Pro-Line, Insider Bet), scratch tickets, online bingo, and a curated online casino-game footprint to New Brunswick residents 19 and older. Offshore online casinos licensed outside Canada (Curaçao, Kahnawake, Tobique, Anjouan, Malta) are legally accessible to New Brunswick residents but operate outside Atlantic-Canada provincial regulatory frameworks — player protection at offshore operators runs on the operator's licensing framework and operational track record rather than ALC's Crown-corporation framework. The three tracked offshore operators ranked in this guide (Prestige Casino, 22Bet, Luxury Casino) are the strongest offshore picks available to New Brunswick residents for each of welcome-bonus value with bilingual support, combined casino-sportsbook platform depth with French interface, and Casino Rewards Group MGA+KGC regulatory recourse.
Can Acadian residents play at online casinos in French?#
Yes. New Brunswick is Canada's only officially bilingual province, with approximately 30% of residents speaking French at home (the largest Francophone share of any Canadian province outside Quebec). ALC.ca is bilingual at the platform level — full French interface, French customer support, and French-language responsible-gambling tools. Among the tracked offshore operators, 22Bet Casino has the deepest French-language stack as a primary-language operator (interface, customer support, live-dealer tables from Evolution Gaming's French studio), Prestige Casino offers French customer support alongside its English default, and Luxury Casino offers French customer support alongside its Casino Rewards Group multi-language operation. The Acadian community concentrated around Moncton (Greater Moncton metropolitan area), the Acadian Peninsula (Caraquet, Shippagan, Tracadie), the Madawaska region (Edmundston), and the Saint-Quentin / Kedgwick corridor — combined approximately 235,000 French-speaking New Brunswickers — is a structural fit for all four of these bilingual operators. For Acadian residents whose primary language is French and whose customer-support interactions matter, the natural combination is ALC.ca (bilingual provincial regulation) plus 22Bet (deepest offshore French stack) for broader library access.
Why is ALC headquartered in Moncton and what does that mean for New Brunswick players?#
The Atlantic Lottery Corporation has been headquartered in Moncton, New Brunswick since its founding in 1976 — Moncton is the largest Acadian city in the world by population, with French as the daily working language for a substantial share of city residents and a structural fit for ALC's bilingual operating model serving the four Atlantic provinces. For New Brunswick players, the practical consequence is that ALC.ca operates from a bilingual baseline rather than as an English-default product with French translation overlay — the platform interface, customer support team, responsible-gambling tools, and complaints process all operate fluently in both English and French during Atlantic-province business hours and beyond. The Acadian-community fit is structural rather than retrofitted, and the customer-support escalation path for French-speaking New Brunswickers does not require switching to English mid-conversation. ALC's Moncton HQ also employs a substantial Acadian workforce, which feeds back into the cultural fit between ALC's product and New Brunswick's bilingual market reality.
Can New Brunswick residents play at any Canadian online casino?#
New Brunswick residents can legally access ALC.ca (the only Atlantic Lottery Corporation-regulated digital gambling product, fully bilingual in English and French) plus offshore operators licensed outside Canada. AGCO-licensed operators serving Ontario residents (BetMGM Ontario, FanDuel Ontario, DraftKings Ontario) are geographically restricted to Ontario residents and will typically geofence New Brunswick IP addresses during registration or deposit. Similarly, OLG.ca (Ontario Crown), Espacejeux (Quebec Crown), PlayAlberta (AGLC), PlayNow.com Manitoba (MBLL), PlayNow.com Saskatchewan (SIGA), and PlayNow.com British Columbia (BCLC) are restricted to residents of their respective provinces. The practical rule for New Brunswick residents: ALC.ca is the only Canadian-regulated option available (and shared with the other three Atlantic provinces — Nova Scotia, Newfoundland and Labrador, Prince Edward Island), and the offshore market (Prestige Casino, 22Bet, Luxury Casino, BitStarz, Wild Tokyo, Casino Rewards Group brands) is the broader option set for players who want larger libraries, more aggressive bonus structures, French-primary interfaces, or instant-crypto cashout speed beyond ALC's curated Crown corporation model.
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